Whenever I speak publicly about being scammed there is often either an innuendo or a direct attribution that because I have been lonely I am likely to be vulnerable to a scam. For ‘lonely’ translate to ‘faulty individual’. Thus the formula follows, in their minds: I am not lonely, therefore I am not ‘scam-able’. I reject the formula, but more on that later. Now there is research which has looked specifically at susceptibility to cybercrime. Low and behold “In total, 60% of the population surveyed presented as being in the higher risk categories for susceptibility to cybercrime.”[i] So, for a great many people, it could happen to them.
Undertaken by Lee Hadlinton and Sally Chivers, and published in Policing: A Journal of Policy and Practice[i], this research looks at susceptibility to cybercrime levels through the lenses of information security awareness, trait impulsivity, and cross references these with age and employment factors. Continue reading Susceptible to scams? 66 percent are..
In the past years, since Rosie Beatty became Australian of the Year, there has been much emphasis on Domestic Violence and the toll this takes on many women, as well as programs to combat this. Regular readers of this blog will know that I see Romance Scams as a form of abuse, but one that in comparison gets very little support or acknowledgement, except when the increasingly disastrous financial figures are published. So how are these forms of abuse similar and different? Analysis has begun on this topic by Dr Cassandra Cross and her colleagues. Continue reading Is the psychological abuse in domestic violence similar in scams?
Its just over 5 years since I was scammed, and the third anniversary of my blog is on February 10, when I published my first post with my purpose and mission for this Blog. The most important issues I have covered since then in my blog are summarised here.
Since I started my blog 3 years ago I have posted 30 mini essays on topics about how scams work, its impact on victims, how law enforcement responds, the ongoing statistics, and recent books and research. As well, my site now has 11 different pages, including one which lists the many instances I have been interviewed for TV, Radio, Magazine and Podcasts.
The latest report out from the ACCC called Targeting Scams 2017 came out on Monday 15 May with the 2016 figures. In the area of romance scams the figures ($25.4 million reported lost) have not changed much, up slightly from 2015, but still under the 2014 level. The report indicates some moves in the right direction, but much more effort in many directions is still needed.
At the behest of the Consumer Affairs Victoria I participated in a widely-covered press interview, jointly with the Minister [The Hon Marlene Kairouz MP: Minister for Consumer Affairs, Gaming and Liquor Regulation] to provide warnings to people about the dangers of romance scams in the lead up to Valentine’s Day this year. Whilst the press articles covered the full story, the TV news shorts offered the message “Beware dodgy scammers”. There are a number of problems with this message.
It implies that you can determine up front that these people are “dodgy” and “scammers” and so avoid them, when their success is because they are the opposite of this. They appear respectable, reasonable, capable, financially secure, caring and articulate. They build intimacy and trust, and only when they have you fully in-love and hooked do they ask you for money. By then it can be too late, and even suggestions that they are scammers are not believed. Though there might be variations in the types of scams, the mechanism is similar – get you to trust them beyond your own reason.
It gives no real red flags to look out for, such as moving contact off the dating site to email and phone, early and strong professions of love, not being in your local area so unable to meet, constant contact, use of stolen photos, scripted emails, and eventually requests for money.
The impact of being caught in a scam is glossed over, but can in fact be devastating emotionally and financially, both short and long term.
Western Union (USA) admits that its system facilitated scammers, and puts money aside to recompense victims. What does this mean for us in Australia? How can you see details of your financial transactions?
In a media release from the Federal Trade Commission (USA) posted on 19 January 2017, it was announced that not only did Western Union admit its culpability in “willfully failing to maintain an effective anti-money laundering program and aiding and abetting wire fraud” but also that it has forfeited $586 million so it can recompense victims of these frauds.
Whilst the cited cases are based around sending money to China for people or drug trafficking, and aiding and abetting offshore gambling, the terms of the overall judgement, taken jointly by a large number of US agencies, are much more general than just this. The problems with Western Union, according to them included: Continue reading Western Union admits that its system facilitated scammers
Australians lose millions of dollars through romance scams and there is no evidence that police are doing anything. Here are the responses to my queries to the relevant agencies. Victims want justice, the police don’t seem to be taking any notice. This is not good enough!
My last blog questioning what the police are doing to investigate scams has generated some interesting responses. A promise for more information from a senior member of the Victorian police; a response from the ACCC to my query; and someone’s FOI request has given a standard response from the Australian Institute of Criminology (ACIC). Since July the ACIC has had responsibility for ACORN. Continue reading Police are not doing enough about scams!
When someone contacts me saying they have been scammed and what should they do one of my first suggestions to them is to report the scam to ACORN (Australian Cybercrime Online Reporting Network). I am an Ambassador for them, so that’s logical, right? But what does ACORN do?
I was recently contacted by someone in this situation, and her story, is, according to the research by Cassandra Cross mentioned in my last post, not that unusual. She communicated with me over a number of days, complaining that no-one in the various police forces would take her call, and that she was continually referred on to someone else, who then referred her on again. This included state police, federal police, and even Interpol, who could work on her behalf, but only if contacted by the relevant local agency (police). But they weren’t interested in even taking her details. Continue reading What are our police forces doing about romance scammers??
The building of a sense of intimacy is what makes us susceptible to the requests for money that come in a romance scam. At a certain point, this intimacy becomes overarching of our rational reasoning. I wanted to explore this concept more and how it works in scams.
See also my earlier blog on Taking the Brain, about the ‘tipping point’ of intimacy that a scammer aims for, where they know they have full control over their victim.
We have heard the warning “Don’t give money to someone you haven’t met!” And yet those of us who have been caught in a scam do give money. Why? Because despite not meeting them in person, we have conversed with them frequently and often, and a level of intimacy has been developed. We therefore step over the warning, thinking it does not apply in our specific circumstance. “This could not be a scam”, we say to ourselves, because scams are not so intimate as I am experiencing. How has this level of intimacy been developed? I know now this is a result of emotional manipulation…. what I found when I explored this was: Continue reading Intimacy as Psychological Manipulation
A new book, a new resource, a great article for you to read… essential new items for the scam aware….
A New Book.
I haven’t met Elina Juusola but I do know she is another dating scam survivor. A colleague passed her details to me. She is stepping up and telling the world about her experience, to educate others, and this is highly commendable.